Participants in UC Davis Summer Abroad, Summer Abroad Internships, and Quarter Abroad programs will be covered by UC accident/incident benefit plan, commonly known as UC Traveler Insurance/Chubb-AXA Global Travel Assistance, provided to all students and staff participating in UC programs. 

For some programs, medical insurance is provided through onsite partners, and the partners will provide you with information on the coverage. All students participating in Summer Abroad, Summer Internships and Quarter Abroad programs are required to maintain their enrollment in UC SHIP or in a personal insurance. Students going on USA study programs or participating in a Virtual Internship program can use UC Davis SHIP or their personal insurance.

Students participating in UCEAP have access to UC Traveler/Chubb-AXA coverage. Medical insurance information for UCEAP participants is available in the UCEAP Guide to Study Abroad which can be found in the pre-departure section of the student's UCEAP portal. For additional information about UCEAP insurance coverage and resources for health and safety, please visit the UCEAP Health and Safety web resources.

Students studying abroad independently have access to UC Traveler insurance. More information can be found on UC Traveler web resources. If you are relying on a private medical insurance plan, check the coverage for foreign travel. You may want to consider purchasing insurance that is specifically intended for travel, whether by Voyager through GeoBlue or other reputable providers. Students participating in independent programs should also consider whether or not insurance is included through their program provider.

Note that certain high risk activities—including but not limited to:  moped/motorcycle driving, horseback riding, skin/scuba diving, skiing, mountain climbing, bungee jumping, sky diving, hang gliding, amateur racing, and piloting of aircraft or riding in any aircraft (except as a passenger on a regularly scheduled airline or charter flight)—are NOT covered by UC Traveler. Please review and consider the exclusions of any insurance, as well as any you may obtain privately.

• UC Traveler Insurance Coverage

• The University of California provides comprehensive coverage to students and staff participating in UC programs through UC Traveler (Chubb - AXA Global Travel Assistance Program). This insurance policy will help you manage existing and unanticipated health conditions while you are abroad and includes coverage for:
       -  office visits, hospital care, surgery, mental health services, and prescription medication.
       -  catastrophic events  including but not limited to: loss associated with death, dismemberment, paralysis, total disability, and emergency extraction insurance.
       -  travel-related issues: benefits for lost baggage, trip delay & cancellation, and laptop damage/replacement.
  
  Coverage information is available in the online Benefits Summary (PDF).

  UC Davis Study Abroad will directly register Summer Abroad, Summer Abroad Internship, and Quarter Abroad students for insurance coverage. You will be provided with a certificate of insurance, as well as with an emergency card with the insurance and other information prior to your program’s departure. Print these documents and save digital copies to carry them  with you at all times when you travel. If you need to access care, contact UC Traveler (Chubb/AXA Global Travel Assistance Program) to make an appointment with a local provider. Chubb/AXA may be able to establish direct payment with the provider. If you incur any out-of-pocket medical expenses, claims can be filed after the fact.

  Generally, coverage is defined by your travel dates. Coverage begins when your program begins and ends when your program ends. You are allowed 14 days of ‘personal deviation’ for international trips. The personal deviation is an accumulated amount. If you are traveling internationally and plan to do more personal travel than 14 days, you can learn about extended overseas travel coverage in the next section.

  You will also receive an email asking you to set up a personal profile through Horizon, an optional service that allows you to save copies of your passport and travel details, as well as receive travel alerts for your program location.

  AXA Global Travel Assistance provides emergency access to US PhD and master’s level mental health professionals by phone for psychological support, crisis intervention and stabilization. This service is intended to provide immediate support and transition to appropriate continued care with a limit of three remote sessions per case while the appropriate follow-up treatment is being arranged.

  UCEAP will directly enroll UCEAP participants in a travel insurance policy that is different than the UC Traveler insurance coverage for other off-campus programs. The policy number, contact information, benefits and exclusions, and claims process can be found in the Student Travel Insurance section of the UCEAP Health and Safety page.

  Independent Program participants should visit the UC Traveler website for more information about the UC Personal Travel Program.

• Extended Overseas Travel Coverage

• For any program, if you are engaging in personal travel beyond the program dates, you may want to consider options for extended travel insurance.

  UC Traveler insurance includes coverage before and after program dates for 14 days (total) of personal deviation for foreign travel or 3 days for domestic travel. If you wish to extend UC Traveler coverage, go to the Risk Services website, scroll down “UC Personal Travel Program” to read a full description of the coverage, access the brochure and/or enroll.
  
  The Mandatory UCEAP Insurance Plan coverage begins several days before the official start of the program and ends several days after the official end of the program. UCEAP participants can apply for up to three months of extended medical insurance coverage.  For additional information about UCEAP insurance coverage and resources for health and safety, please visit the UCEAP Health and Safety web resources.

  Most private U.S. insurance plans include coverage for foreign travel, although it will not necessarily include a benefits plan designed specifically for travel.

• Gap Coverage for Domestic Insurance
• Short-term health insurance or “gap” coverage is typically relevant in situations in which your UC SHIP or private domestic insurance is not active for a period when you are in the U.S. prior to or after your study abroad program. UC Davis does not recommend any specific providers for gap coverage, which is available from a number of private companies. 
• Trip Cancellation Coverage
• The trip cancellation benefit provided by UC Traveler insurance has a limit of $2000 in total (not per incident or item). It covers airfare and prepaid housing, but not course fees. It only applies if the cancellation is due to great injury or death, not in the case of emergencies such as financial distress. While there is some coverage through UC Traveler, you may wish to look into a private plan for a more extensive trip cancellation coverage. It does not cover Covid-19 pandemic-related cancellations.